A short Allianz Ayudhya video published on 10 September 2021 promoted My Health Plus Sabai Kapao. The campaign mentioned a starting premium below 10,000 baht per year, medical-expense coverage that included COVID-19, and food support for communities. Those are statements from a 2021 campaign, not confirmation of the terms or benefits of a policy currently offered.
What the original video said
The approximately 30-second video shows one character asking for an affordable health plan. Another recommends My Health Plus Sabai Kapao and mentions a starting premium, medical-expense coverage, and food donations. These points provide context for the campaign. The advertisement does not provide the sub-limits, exclusions, waiting periods, underwriting rules, or claim requirements needed to evaluate a policy.
HSMHPSK information on the official website as of 16 October 2026
The current product page uses the name “Unlock Sabai Kapao Health Insurance,” product code HSMHPSK, and states a maximum benefit limit of 1,000,000 baht per policy year. It lists examples of expense categories such as laboratory tests, X-rays, surgery, dialysis, chemotherapy, targeted cancer treatment, emergency treatment within 24 hours of an accident, and ICU care. Eligible expenses and payment are subject to the benefit schedule, policy terms, and exclusions.
The website also shows an annual premium example of 9,539 baht for a 35-year-old man choosing a 30,000 baht deductible per policy year. This is one example, not a price for everyone, and it excludes the premium for the main policy. Premiums may vary by sex, age, occupation, and underwriting terms. The product must be attached to a main policy under the company’s requirements. The same page states an application age of 11–69, renewal up to age 89, and coverage to age 90. Verify all details against the applicant’s current quotation and policy documents.
Do not treat the COVID-19 or donation claims as current policy terms
COVID-19 coverage and food donations were part of the 2021 campaign. The current HSMHPSK page reviewed for this article does not confirm those campaign statements as general terms that still apply. Ask the insurer for written confirmation and read the current policy before relying on coverage for any treatment. Food support should be understood as a campaign message, not an insured benefit.
Checklist before comparing plans
- Review the annual maximum, sub-limits, and exclusions for each benefit.
- Add the premiums for the main and health contracts to understand the total cost.
- Check the deductible, waiting periods, renewal rules, and underwriting conditions.
- Ask how a treatment or condition is handled, especially COVID-19 and outpatient services.
- Request the latest benefit schedule and policy wording; do not rely on an advertisement alone.
This article separates a 2021 advertisement from official plan-page information checked on 14 October 2026. It is not a recommendation to buy or an assessment of suitability for a particular person. If a product page and policy document differ, confirm the details with Allianz Ayudhya and rely on the contract that applies to the insured person.
More in the health-insurance category
For other products, see our articles on the 2020 Unlock Ultra advertisement and the 2025 Double Care video. They refer to different products and policy documents.
Product source: Unlock Sabai Kapao Health Insurance (HSMHPSK), Allianz Ayudhya.
Watch the original My Health Plus Sabai Kapao advertisement on YouTube.