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FINANCE · Assets · Free net worth calculator

Net Worth Calculator: Do Your Assets Exceed Your Debts?

Add up your assets and liabilities for a snapshot of your finances. You do not need to enter account numbers or confidential details.

Enter your details to get started

Required details

Enter approximate totals in baht; do not enter account numbers, card numbers or item-level details.

This tool calculates the values you enter in your browser and does not automatically save results to the User Portal. Some parts of the site may use analytics or third-party services. Please read Privacy Policy

Initial estimate

This result is generated in your browser. Review the calculation method and limitations alongside it.

No results yetEnter your details and select Calculate to see your results here.
Scope: This tool is for educational purposes and is not personalized advice.

What is net worth?

NET WORTH INFOGRAPHIC

How net worth is calculated

Net worth is calculated by subtracting total liabilities from total assets.

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Total assets

3 asset categories
Liquid + investment + personal Deposits, stock or fund portfolios, and a home or car
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Total liabilities

2 liability categories
Short-term + long-term Credit card or loan debt + home, car or student loan debt

What this net worth calculator estimates

Net worth formula and calculation method

The calculator uses the standard accounting formula: net worth = total assets − total liabilities. It calculates a snapshot from the figures you enter.

Free net worth estimate versus personalized advice

This free tool provides a preliminary snapshot of net worth. For a more detailed financial plan and personal balance sheet, see the full financial plan.

Detailed financial plan →

Related tools

Read more

Explore articles that explain the topic and its limitations, while keeping educational information separate from personalized advice.

Frequently asked questions about net worth

What is net worth?

Net worth is the value of everything you own minus everything you owe. It is one measure of wealth.

Do I need to enter account numbers or confidential documents?

No. Enter approximate totals in baht only. Do not enter account numbers.

Does this net worth calculator cost anything?

No. You can use the calculator in your browser without an account. See the Privacy Policy for information about stored data and third-party services.

How often should I update my snapshot?

Update it every 6 months or at least 1 time a year to track changes in your net worth.

What should I do if my net worth is negative?

This means liabilities exceed assets. Consider making a debt repayment plan and building an emergency fund.

What should I do with the result?

Use it to track your financial progress and review how your investments are allocated.

KGK
Reviewed & developed byKanngong Kanngoen TeamThe formulas have been tested and reviewed against international planning standards.
Risk and use disclaimer: This tool is for educational and preliminary planning purposes only. It is not individualized financial, legal or medical advice. Results are scenarios based on the information and assumptions entered. Calculations run in your browser; saved data and third-party services may work differently. Please read Privacy Policy