01 · STRUCTURE
Is All Weather Strategy a single mutual fund?
No. Finnomena describes it as a portfolio plan using multiple mutual funds available for trading. The portfolio includes several asset types, such as equities, fixed income, commodities, and gold. Holdings and allocations can change, so review the current fund list and documents before investing.
02 · MINIMUM
The current minimum is THB 500,000
Finnomena’s product page states a THB 500,000 minimum so the plan can follow its intended allocations. Terms can change. Check Finnomena’s page again before opening an account or placing an order.
03 · PROCESS
Portfolio updates and order placement
Finnomena describes both manual rebalancing and an optional Automatic Allocation feature that investors must opt into. With manual transactions, the platform sends a notification and the investor places the order. If Automatic Allocation is enabled, the service may place switching or rebalancing orders based on current recommendations. Review the service terms, how to turn it off, order cancellation rules, and fund cut-off times in the Finnomena app before choosing this option.
04 · FEES
Fees to check
Finnomena states that there is no additional fee for arranging the portfolio. The underlying funds still have their usual transaction and management fees. Actual costs depend on the funds and transactions at the time. Review each fund’s fact sheet, prospectus, and fee schedule before investing.
05 · RISK & SUITABILITY
Risks to understand
Holding several asset types does not prevent losses. Portfolio value can fall because of equity or bond prices, interest rates, currencies, commodity prices, or market changes. Finnomena’s risk level 6 is the plan’s stated classification; it does not establish suitability for every investor. “All Weather” does not mean the strategy will make a profit or preserve value in every market.
General information before assessing suitability
Finnomena recommends a long-term horizon of at least three years. Investors should consider their goals, when they may need the money, liquidity needs, ability to bear losses, and the risks of each underlying fund. This page does not assess personal suitability or select a product for an individual.
06 · FREQUENTLY ASKED QUESTIONS
Frequently asked questions
What is the minimum investment?
Finnomena’s product page states THB 500,000. Verify the current terms before placing an order.
Is this one mutual fund?
No. It is a portfolio plan composed of multiple mutual funds.
Are there fees?
Finnomena says there is no additional portfolio arrangement fee. Underlying funds still have transaction and management fees; review each fund’s documents.
Can portfolio adjustments happen automatically?
There are two options: place transactions yourself after a notification, or opt into Automatic Allocation, which may place switching or rebalancing orders automatically under Finnomena’s terms. Review the current terms in the app.
Are returns guaranteed?
No. Investment value can rise or fall, and past performance does not guarantee future results.